Yes, you can really build a tax free pot of close to £300k by only paying in £72,000. Investing £200 a month into a Stocks and Shares ISA for 30 years at an assumed 8% annual growth rate gives you approximately £298,000, having only contributed £72,000 of your own money. And every penny of that growth is tax free. No capital gains tax. No income tax. Nothing. The ISA allowance is £20,000 a year. You don't need to use all of it. Start with what you can afford. One thing to know from April 2027: i

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