Buy now pay later programs like Affirm can be helpful in the moment, but when it comes to getting a mortgage, they still count as debt. 💰 Even small monthly payments can impact your debt to income ratio and your buying power if you’re planning to purchase a home. 🏡 Before opening new payment plans, it’s always smart to check in and make sure it aligns with your homebuying goals. 📌 Jay Houck | The Houck Group Home Loans | NMLS ID 1712159 | Equal Housing Lender #LoanLowdown #MortgageTips #Futur
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Buy now pay later programs like Affirm can be helpful in the moment, but when it comes to getting a mortgage, they still count as debt. 💰 Even small monthly payments can impact your debt to income ratio and your buying power if you’re planning to purchase a home. 🏡 Before opening new payment plans, it’s always smart to check in and make sure it aligns with your homebuying goals. 📌 Jay Houck | The Houck Group Home Loans | NMLS ID 1712159 | Equal Housing Lender #LoanLowdown #MortgageTips #Futur
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