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Americans are paying $1,000 a month to drive cars they can barely afford 馃殫 U.S. auto debt now sits near $1.7 trillion, and a record 1 in 5 new-car buyers are locked into payments of $1,000 or more per month. More than a quarter of new-car loans now stretch seven years or longer, up from about one in five a year ago. Borrowers aged 18 to 29 now post the highest serious delinquency rates of any age group. Meanwhile, the average car on U.S. roads is nearly 13 years old as drivers hold onto vehicle
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