The federal Direct Loan program offers subsidized and unsubsidized student loans for undergraduate students. The government covers interest payments on subsidized loans while you are in school at ...

A Federal Direct Unsubsidized Loan is a federal student loan available to eligible undergraduate, graduate and professional students. Unlike a Direct Subsidized Loan, an unsubsidized loan is not based ...

A Federal Direct Subsidized Loan is a federal student loan for eligible undergraduate students who demonstrate financial need. This loan can help cover college costs, but it must be repaid. What makes ...

Students can borrow up to the full cost of attendance for college, but that may require using a combination of loan programs which each may have their own limits. Federal student loan programs have ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Anjali Sharif-Paul / MediaNews ...

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, makes significant changes to federal student loans that take effect on July 1, 2026. This webpage is designed to help you ...

The cost of attending college continues to rise, and for many students, paying for their education requires borrowing. A variety of federal student loans are available through the U.S. Department of ...

The House Appropriations Committee passed a fiscal year 2027 budget this week that would eliminate federal student loan subsidies. The bill would increase the maximum Pell Grant award for the ...