Having extra savings in retirement is a good goal to have. Start by saving and investing early, investing aggressively, and maximizing tax-advantaged retirement accounts. Automating your investments ...

Gen X is inching closer to retirement, but many of the challenges waiting ahead are the same ones baby boomers are struggling with right now. Some of these issues can disrupt even the most carefully ...

The retirement industry has treated defined benefit and defined contribution plans almost as opposing models. But plan-design ...

If you asked retirees 20 years ago what would squeeze a fixed income later in life, most probably would have named the usual suspects: housing, health care, food, and maybe utilities. Those still ...

A lot of people push themselves to save money aggressively during their working years so they can kick off retirement ahead of schedule. And if the idea of early retirement sounds good to you, you may ...

“Watch out when all the baby boomers all retire at once.” This was the prevailing workforce sentiment during most of my time in Michigan state government. The fear: a massive “brain drain” of ...

The wise minds at Moody’s Investors Service finally acknowledged last week what the other two main credit rating agencies did years ago: America has a debt problem. Now it’s time for America to ...

Recent HR Dive stories on retirement do not paint a secure picture for workers. Many workers lack access to employer-provided retirement plans in the first place, which portends financial concern, the ...

Forbes contributors publish independent expert analyses and insights. I am the Executive Chairman of Diversified, a CFP and author. Investors often blame the investment itself when things go wrong. A ...

Americans are afraid of having insufficient income in retirement. Maybe they should be, but in most cases, they’re afraid of the wrong things. The main source of the “retirement savings gap” in the ...