Parents who want to help shoulder some of the financial burden also have options. They may be able to take out a federal parent PLUS loan after their child submits a Free Application for Federal ...

There are 7.7 million federal student loan borrowers in default, and experts say parents can take steps to prepare students so they're ready to make payments after college. Being open about your ...

Surveys consistently show that most parents want to help their children pay for college. But if you haven’t been saving for years and don’t earn enough to sign over a chunk of your income to tuition ...

Parents can choose between federal Parent PLUS loans and private parent student loans offered by banks, credit unions and online lenders. New caps on Parent PLUS Loans starting July 1, 2026, may send ...

Private student loans can help you pay for college when you've maxed out all other forms of financial aid, but it may not be worth taking on more debt if you can avoid it.

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, makes significant changes to federal student loans that take effect on July 1, 2026. This webpage is designed to help you ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Paola Giannoni/Getty Images ...

New federal borrowing limits cap the Parent PLUS Loan at $20,000 per year and $65,000 in total, but the law allows for a time-limited exception to new loan limits for currently-enrolled students. In ...