Our top picks include State Farm, Ethos and Lantern.

Protective Life sells a range of term, whole and universal life insurance policies, but you can’t buy them online. Many, or all, of the products featured on this page are from our advertising partners ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Lincoln Heritage only offers final expense coverage ...

Guardian Life Insurance has been helping people protect their loved ones since 1860. Its affordable rates and broad selection of riders earned it spots on our lists of both top term life providers and ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. We ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Progressive offers a variety of life insurance ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. We ...

AARP provides term and whole life insurance to its members and their spouses without requiring a medical exam, but coverage amounts are limited. Many, or all, of the products featured on this page are ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...