There are two types of credit inquiries that you may encounter as you enter the credit marketplace. Soft inquiries (also known as soft pulls) occur when a lender pre-qualifies you or requests a ...

What hard inquiries really mean for your credit How to confirm whether an inquiry is accurate Why proof matters before disputing an inquiry What credit bureaus look ...

When you check your credit reports, you might notice it lists one or more hard inquiries. Hard inquiries provide a record of which lenders checked your credit reports, and when. Since hard credit ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...