How many CDs can you have at one bank? Most banks don’t limit the number, but FDIC insurance only covers up to $250K per depositor. Learn more.

The FDIC insures business deposits up to $250,000 per account at member banks. Eligible business accounts include checking, savings, money market, and CDs. FDIC insurance does not cover stocks, bonds, ...

The per depositor, per bank, per ownership category rule lets a married couple insure $1 million at one bank using just three accounts. Naming five beneficiaries on a revocable trust account pushes ...

On April 9, 2026, the Federal Deposit Insurance Corporation (“FDIC”) issued a Notice of Proposed Rulemaking (the “FDIC Proposal”) to implement the Guiding and Establishing National Innovation for U.S.

WASHINGTON — Federal Deposit Insurance Corp. Chair Travis Hill on Wednesday said that payment stablecoins will likely not qualify for pass-through deposit insurance in remarks that spanned the ...

The FDIC has substantially raised the amount of reciprocal deposits that qualifying banks can hold under the statutory exception from brokered-deposit treatment. The change gives qualifying banks more ...

Travis Hill, FDIC chairman, says the agency is not ruling out risks from AI tools that could allow customers to move deposits more quickly in search of higher returns, though he says such a scenario ...

On March 11, FDIC Chairman Travis Hill spoke at a banking industry summit, where he outlined a forthcoming proposal that would clarify that payment stablecoins subject to the GENIUS Act (covered by ...