The VantageScore 4plus product pulls in standard credit file information while also analyzing bank account balance and other transactional data to create an adjusted score. VantageScore is launching a ...

This article is authored by Amit Das, founder & CEO and Suryadip Ghoshal, co-founder & chief analytics officer, Think360.ai.

The Bank of Canada is carefully watching the rise of an alternative credit model that has Canadian investors and banks exposed to half a trillion dollars of loans held largely beyond the public eye.

Model separately analyzes bank-statement, DSCR, and full-documentation collateral using data from approximately 226,000 loans RiskSpan has launched a credit-risk model built specifically for ...

RiskSpan released Credit Model 7.1, a non-QM credit risk model delivered through the RiskSpan Platform for cash-flow projections and loan analysis. The model is trained on about $87B UPB across ...